Rate Of Interest
Circular to All Branches
Revision of Interest Rates on Deposits – Effective from 15/01/2026
The interest rates on deposits have been revised and shall come into effect from 15/01/2026. These revised rates will remain applicable until further orders. The new interest rates are as follows:
| Sr. No. | Particulars | 05.08.2025 | Revised 15/01/2026 | Senior Citizen |
|---|---|---|---|---|
| Fixed Deposit : | ||||
| 1 | 30 Days to 45 Days | 3.00% | 3.00% | – |
| 2 | 46 days up to 179 days | 4.00% | 4.00% | – |
| 4 | 180 days and above less than 1 year | 5.50% | 5.50% | – |
| 5 | 1 year | 6.90% | 6.65% | 7.15% |
| 6 | Above one year to 36 Month | 6.50% | 6.25% | 6.75% |
| 7 | Above 36 Month | 6.50% | 6.25% | 6.75% |
| Saving Bank Deposit : | ||||
| 1 | Saving Bank deposit upto ₹5 Lacs | 3.00% | 3.00% | – |
| 2 | Saving Bank Deposit Balance is Above 5 Lacs and less than ₹10.00 lacs | 3.00% | 3.00% | – |
| 3 | Saving Bank Deposit Balance is ₹10 Lac & above | 3.00% | 3.00% | – |